AJ Bellvs
Capital.comStock Broker Comparison
This comparison pits AJ Bell against Capital.com across fees, regulation, and long term investing features. The axis of tension lies in commission models and long term access.
Key Differences
- 1AJ Bell offers ISA wrapper while Capital.com does not.
- 2Capital.com offers 24/5 live chat support while AJ Bell does not.
- 3Capital.com covers more exchanges (25) than AJ Bell (15).
Who should choose AJ Bell vs Capital.com?
Find out which stock broker best suits your investing profile.
Choose if…
Choose AJ Bell if you want lower platform fees at scale and access to a Stocks & Shares ISA and SIPP with drawdown. You also get AIM shares inside ISA for inheritance tax planning.
AJ Bell vs Capital.com: Side-by-Side Stock Broker Comparison
 |  | |
|---|---|---|
| Editorial score | 4.2/ 5 | 3.9/ 5 |
| Min deposit | $500 | $20▼ lower |
| Spreads from | N/A | 0.6 pips |
| Commission / lot | N/A | N/A |
| Inactivity fee | None | $10/month (after 3 months) |
| Deposit fee |
AJ Bell vs Capital.com Stock Broker Pros & Cons
Pros
- Lower fund platform fees than Hargreaves Lansdown at scale
- Stocks & Shares ISA and full-featured SIPP with drawdown
- AIM shares available inside ISA for inheritance tax planning
- Regular investment option at £1.50 per order
- LSE-listed, FCA-regulated with FSCS protection
Cons
- No fractional shares
AJ Bell vs Capital.com: Detailed Category Breakdown
A closer look at the specific criteria each broker meets or misses within each scoring category.
2
AJ Bell
criteria wins
5
Capital.com
criteria wins
Highlighted rows show where the two brokers differ
| Criteria | AJ Bell | Capital.com |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Fail | Pass |
| No deposit fee | Pass | — |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Pass | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Fail | Pass |
| Stock screener tool | Pass | Pass |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Pass |
| 24/5 live chat | Fail | Pass |
| Phone support | Pass | Fail |
AJ Bell vs Capital.com: Frequently Asked Questions
The scores are close: AJ Bell rates 4.2/5 and Capital.com rates 3.9/5. AJ Bell has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
Capital.com starts from 0.6. Current spread data is not available for AJ Bell. Check both brokers' websites for up-to-date spread and commission pricing.
Capital.com has $20, while AJ Bell requires at least $500. This makes Capital.com more accessible for traders with limited starting capital.
Both AJ Bell and Capital.com hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
Capital.com stands out for beginners: it has a lower entry point and provides negative balance protection, which caps losses at your deposited amount. Also compare demo account availability and educational resources before deciding.
AJ Bell lists maximum leverage of 1:1, while Capital.com lists up to 20:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
AJ Bell supports Proprietary Web/Mobile, while Capital.com supports Proprietary Web/Mobile. Both provide Proprietary Web/Mobile.
Capital.com offers commission-free stock trading while AJ Bell does not according to our data. Commission-free trading can reduce costs for frequent traders. Always confirm the current fee structure directly on each broker's website.
Both AJ Bell and Capital.com are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
