Two brokers, AJ Bell and eToro, face off on fees, long-term features, and access to international markets. The tension centers on how each balances wrappers, fractional shares, and research tools.
AJ Bell and eToro are closely matched overall. The clearest differentiator is fractional shares, which eToro offers but AJ Bell does not.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
eToro leads on cost with commission-free real stock trading.
| Editorial score | 4.2/ 5 | 4.1/ 5 |
|---|---|---|
| Min deposit | $500 | $50▼ lower |
| Spreads from | N/A | 1 pips |
| Commission / lot | N/A | N/A |
| Inactivity fee | None | $10/month (after 12 months) |
| Deposit fee |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | AJ Bell | eToro |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Fail | Pass |
| No deposit fee | Pass | — |
| Features | ||
| Fractional shares | Fail | Pass |
| Dividend reinvestment (DRIP) | Pass | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Fail | Fail |
| Stock screener tool | Pass | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Fail |
| 24/5 live chat | Fail | Pass |
| Phone support | Pass | Fail |
The scores are close: AJ Bell rates 4.2/5 and eToro rates 4.1/5. AJ Bell has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
eToro starts from 1. Current spread data is not available for AJ Bell. Check both brokers' websites for up-to-date spread and commission pricing.
eToro has $50, while AJ Bell requires at least $500. This makes eToro more accessible for traders with limited starting capital.
Both AJ Bell and eToro hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
eToro stands out for beginners: it has a lower entry point and provides negative balance protection, which caps losses at your deposited amount. Also compare demo account availability and educational resources before deciding.
AJ Bell lists maximum leverage of 1:1, while eToro lists up to 1:5. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
AJ Bell supports Proprietary Web/Mobile, while eToro supports Proprietary Web/Mobile. Both provide Proprietary Web/Mobile.
eToro offers commission-free stock trading while AJ Bell does not according to our data. Commission-free trading can reduce costs for frequent traders. Always confirm the current fee structure directly on each broker's website.
Both AJ Bell and eToro are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
Equally matched on safety and regulation.
AJ Bell is best for long-term investing thanks to ISA/SIPP wrappers and dividend reinvestment.
eToro is best for active traders due to social and copy trading.
eToro suits beginners with a clean interface and fractional shares.
| Free |
| Deposit methods | Bank transferDebit card | Bank transferCredit cardDebit cardPayPalSkrillApple PayGoogle Pay |
|---|
| Withdrawal methods | Bank transfer | Bank transferCredit cardPayPalSkrill |
|---|
| Withdrawal fee | Free | USD 5 per withdrawal |
|---|
| Commission-free | No | Yes |
|---|
| Fractional shares | No | Yes |
|---|
| Dividend reinvestment | Yes | No |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | No | No |
|---|
| Regulators | FCA | ASIC FSRA MFSA CMVM FSA Seychelles FCA Finanstilsynet Finanstilsynet CNB AMF CySEC HCMC ASF Finansinspektionen FSC MNB KNF CMA |
|---|
| Platforms | Proprietary Web/Mobile | Proprietary Web/Mobile |
|---|
| Active bonuses | 2 offers | 2 offers |
|---|
Dig deeper into each broker’s features, fees, and regulation.
Score 4.1 / 5
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