This comparison pits Capital.com and Fidelity against each other across regulation, cost structure, and market access, testing how long-term investing features align with active trading tools.
Find out which stock broker best suits your investing profile.
Choose if…
Choose Capital.com if you want broad international access with 25 exchanges, plus a compensation scheme and negative balance protection. Note that Capital.com does not offer phone support, yet it provides AI trading insights and no minimum deposit.
| Editorial score | 3.9/ 5 | 4.6/ 5 |
|---|---|---|
| Min deposit | $20 | N/A |
| Spreads from | 0.6 pips | N/A |
| Commission / lot | N/A | N/A |
| Inactivity fee | $10/month (after 3 months) | None |
| Deposit fee | Free |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | Capital.com | Fidelity |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Fail |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Fail |
| Costs | ||
| Commission-free trading | Pass | Pass |
| No deposit fee | — | Pass |
| Features | ||
| Fractional shares | Fail | Pass |
| Dividend reinvestment (DRIP) | Fail | Pass |
| Extended hours trading | Fail | Pass |
| IPO access | Fail | Fail |
| Short selling | Pass | Pass |
| Stock screener tool | Pass | Pass |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Pass |
| 24/5 live chat | Pass | Pass |
| Phone support | Fail | Pass |
Fidelity rates 4.6/5 versus 3.9/5 for Capital.com. Fidelity edges ahead on our composite score, though both brokers meet a reasonable standard for most traders.
Capital.com starts from 0.6. Current spread data is not available for Fidelity. Check both brokers' websites for up-to-date spread and commission pricing.
Capital.com requires $20. Minimum deposit information is not currently available for Fidelity.
Both Capital.com and Fidelity hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, Capital.com provides negative balance protection, capping losses at your deposit amount. Also compare demo account availability and educational resources on each broker's site before deciding.
Capital.com lists maximum leverage of 20:1, while Fidelity lists up to 1:4. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
Capital.com supports Proprietary Web/Mobile, while Fidelity supports Proprietary Web/Mobile, Active Trader Pro. Both provide Proprietary Web/Mobile. Fidelity has exclusive access to Active Trader Pro.
Yes, both Capital.com and Fidelity offer commission-free stock trading according to our data. Keep in mind that commission-free brokers may still charge spread costs, foreign exchange fees, or platform fees — always check the full fee schedule on each broker's website.
Capital.com scores higher on investor protection criteria, with compensation scheme coverage and segregated client funds. For stock investors, confirming compensation scheme coverage ensures your assets are protected up to a defined limit if the broker becomes insolvent.
Choose Fidelity if…
Choose Fidelity if you want fractional shares, extended hours trading, and reliable phone support across equities. You also gain access to extensive third party research, zero-expense index funds, and strong SIPC-style protection for cash and securities.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Equally matched; both offer commission-free trading models across stocks and CFDs.
Fidelity wins for safety & regulation due to FINRA/SEC oversight and excess SIPC coverage up to $1 billion.
Fidelity wins with zero-expense index funds and no minimum investment.
Fidelity wins with Active Trader Pro and advanced equity tools.
Fidelity wins for beginners with no investment minimum and strong research.
Capital.com wins for global market access with 25 exchanges.
| Free |
| Deposit methods | Bank transferCredit cardDebit cardSkrillNetellerPayPalApple PayGoogle Pay | Bank TransferACHWire TransferCheque |
|---|
| Withdrawal methods | Bank transferCardSkrillNeteller | Bank TransferACHWire TransferCheque |
|---|
| Withdrawal fee | Free | Free EFT; $10 wire transfer |
|---|
| Commission-free | Yes | Yes |
|---|
| Fractional shares | No | Yes |
|---|
| Dividend reinvestment | No | Yes |
|---|
| Extended hours | No | Yes |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | Yes |
|---|
| Regulators | CMA MAS CySEC FCA ASIC | SEC FINRA |
|---|
| Platforms | Proprietary Web/Mobile | Proprietary Web/Mobile Active Trader Pro |
|---|
| Active bonuses | None | 2 offers |
|---|
Fidelity is the editorial winner with a higher score than Capital.com; Capital.com remains attractive for its broad share CFD offering and AI insights.
Dig deeper into each broker’s features, fees, and regulation.
Score 3.9 / 5
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