Two distinct approaches meet in this matchup between AvaTrade and Hargreaves Lansdown. The tension centers on cost structures, product breadth, and safety nets for investors.
Find out which stock broker best suits your investing profile.
Choose if…
Choose AvaTrade if you value short selling on share CFDs. You also get 24/5 live chat support and access to MT4/MT5.
| Editorial score | 3.8/ 5 | 4.3/ 5 |
|---|---|---|
| Min deposit | $100 | $1▼ lower |
| Spreads from | 0.9 pips | N/A |
| Commission / lot | N/A | N/A |
| Inactivity fee | $50/month (after 3 months) | None |
| Deposit fee |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | AvaTrade | Hargreaves Lansdown |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Fail |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Fail | Fail |
| No deposit fee | — | Pass |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Fail | Pass |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Fail |
| Stock screener tool | Fail | Pass |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Fail |
| 24/5 live chat | Pass | Fail |
| Phone support | Pass | Pass |
Hargreaves Lansdown rates 4.3/5 versus 3.8/5 for AvaTrade. Hargreaves Lansdown edges ahead on our composite score, though both brokers meet a reasonable standard for most traders.
AvaTrade starts from 0.9. Current spread data is not available for Hargreaves Lansdown. Check both brokers' websites for up-to-date spread and commission pricing.
Hargreaves Lansdown has $1, while AvaTrade requires at least $100. This makes Hargreaves Lansdown more accessible for traders with limited starting capital.
Both AvaTrade and Hargreaves Lansdown hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, two factors stand out: Hargreaves Lansdown requires a lower minimum deposit ($1), lowering the barrier to entry, and AvaTrade provides negative balance protection, capping losses at your deposit amount. Also compare demo account availability and educational resources before deciding.
AvaTrade lists maximum leverage of 20:1, while Hargreaves Lansdown lists up to 1:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
AvaTrade supports MetaTrader 4, MetaTrader 5, ZuluTrade, Proprietary Web/Mobile, while Hargreaves Lansdown supports Proprietary Web/Mobile. Both provide Proprietary Web/Mobile. AvaTrade has exclusive access to MetaTrader 4 and MetaTrader 5 and ZuluTrade.
Neither AvaTrade nor Hargreaves Lansdown is listed as offering commission-free trading in our data. Compare each broker's commission schedule directly, as fees vary by account type and the markets you trade.
Both AvaTrade and Hargreaves Lansdown are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
Choose Hargreaves Lansdown if…
Choose Hargreaves Lansdown if you want ISA and SIPP wrappers with dividend reinvestment. You also gain access to a broad UK investment universe with FSCS protection and proven platform reliability.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Hargreaves Lansdown wins safety & regulation with top-tier oversight and FSCS protection.
Hargreaves Lansdown leads for long-term investing with ISA and SIPP wrappers.
AvaTrade suits active traders with MT4/MT5 access and 24/5 support.
Hargreaves Lansdown suits beginners with ISA, SIPP, and protection.
Hargreaves Lansdown offers broader global access with 20 exchanges.
AvaTrade wins for low-cost trading due to fixed stock CFD spreads.
| Free |
| Free |
| Deposit methods | Bank transferCredit cardDebit cardSkrillNeteller | Bank TransferDebit Card |
|---|
| Withdrawal methods | Bank transferCardSkrillNeteller | Bank Transfer |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | No | No |
|---|
| Fractional shares | No | No |
|---|
| Dividend reinvestment | No | Yes |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | No |
|---|
| Regulators | MFSA CBI FSCA ASIC ADGM | FCA |
|---|
| Platforms | MetaTrader 4 MetaTrader 5 ZuluTrade Proprietary Web/Mobile | Proprietary Web/Mobile |
|---|
| Active bonuses | None | 2 offers |
|---|
Hargreaves Lansdown outscores AvaTrade on the editorial grade, reflecting higher trust/regulation and stronger platforms/tools.
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Dig deeper into each broker’s features, fees, and regulation.
Score 3.8 / 5
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