Two UK brokers clash on strategy and access. One leans on lower fees and pension flexibility, the other on diversified products and broader market access.
Find out which stock broker best suits your investing profile.
Choose if…
Choose AJ Bell if you want a SIPP and ISA with drawdown. You also gain access to AIM shares inside ISA for inheritance tax planning.
Choose if…
Choose IG if you want short selling and extended hours.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
| Editorial score | 4.2/ 5 | 4.5/ 5 |
|---|---|---|
| Min deposit | $500 | No minimum▼ lower |
| Spreads from | N/A | 0.6 pips |
| Commission / lot | N/A | N/A |
| Inactivity fee | None | £12/month (after 24 months) |
| Deposit fee |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | AJ Bell | IG |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Pass |
| Costs | ||
| Commission-free trading | Fail | Fail |
| No deposit fee | Pass | — |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Pass | Fail |
| Extended hours trading | Fail | Pass |
| IPO access | Fail | Fail |
| Short selling | Fail | Pass |
| Stock screener tool | Pass | Pass |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Pass |
| 24/5 live chat | Fail | Fail |
| Phone support | Pass | Pass |
The scores are close: AJ Bell rates 4.2/5 and IG rates 4.5/5. IG has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
IG starts from 0.6. Current spread data is not available for AJ Bell. Check both brokers' websites for up-to-date spread and commission pricing.
IG has no minimum deposit, while AJ Bell requires at least $500. This makes IG more accessible for traders with limited starting capital.
Both AJ Bell and IG hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
IG stands out for beginners: it has a lower entry point and provides negative balance protection, which caps losses at your deposited amount. Also compare demo account availability and educational resources before deciding.
AJ Bell lists maximum leverage of 1:1, while IG lists up to 1:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
AJ Bell supports Proprietary Web/Mobile, while IG supports ProRealTime, Proprietary Web/Mobile, TradingView, MetaTrader 4. Both provide Proprietary Web/Mobile. IG has exclusive access to ProRealTime and TradingView and MetaTrader 4.
Neither AJ Bell nor IG is listed as offering commission-free trading in our data. Compare each broker's commission schedule directly, as fees vary by account type and the markets you trade.
Both AJ Bell and IG are covered by a compensation scheme according to our data, providing an additional safety net for your stock investments. Confirm the specific scheme and coverage limit that applies to your account before depositing.
IG is best for safety & regulation, backed by top trust scores and LSE-listed status.
AJ Bell is best for long-term investors with dividend reinvestment and SIPP/ISA flexibility.
AJ Bell is best for low-cost trading due to lower fund platform fees and £1.50 per order.
| Free |
| Deposit methods | Bank transferDebit card | Bank transferCredit cardDebit cardPayPal |
|---|
| Withdrawal methods | Bank transfer | Bank transferDebit cardPayPal |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | No | No |
|---|
| Fractional shares | No | No |
|---|
| Dividend reinvestment | Yes | No |
|---|
| Extended hours | No | Yes |
|---|
| IPO access | No | No |
|---|
| Short selling | No | Yes |
|---|
| Regulators | FCA | ASIC CMVM FCA DFSA KNF Finansinspektionen BaFin CBI Finanstilsynet NFA FMA Finanstilsynet |
|---|
| Platforms | Proprietary Web/Mobile | ProRealTime Proprietary Web/Mobile TradingView MetaTrader 4 |
|---|
| Active bonuses | 2 offers | None |
|---|
IG edges AJ Bell on editorial score, with a higher overall score (4.5 vs 4.2). It benefits from stronger Trust & Regulation and Platforms & Tools.
Dig deeper into each broker’s features, fees, and regulation.
Score 4.2 / 5
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