Two brokers with different strengths face off: one offers low costs and broad international access, the other emphasizes platforms and support. The tension centers on price versus platform depth.
DEGIRO edges TMGM on editorial score, driven by lower costs and broader exchange access. TMGM offers stronger platforms and live support, but the overall gap remains.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
DEGIRO leads safety and regulation with BaFin and AFM oversight under MiFID II.
| Editorial score | 4.3/ 5 | 3.8/ 5 |
|---|---|---|
| Min deposit | N/A | $100 |
| Spreads from | N/A | 0 pips |
| Commission / lot | N/A | $7/lot |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | DEGIRO | TMGM |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Fail | Fail |
| Costs | ||
| Commission-free trading | Fail | Fail |
| No deposit fee | Pass | — |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Pass | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Pass |
| Stock screener tool | Pass | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Fail | Pass |
| 24/5 live chat | Fail | Pass |
| Phone support | Fail | Pass |
DEGIRO rates 4.3/5 versus 3.8/5 for TMGM. DEGIRO edges ahead on our composite score, though both brokers meet a reasonable standard for most traders.
TMGM starts from 0. Current spread data is not available for DEGIRO. Check both brokers' websites for up-to-date spread and commission pricing.
TMGM requires $100. Minimum deposit information is not currently available for DEGIRO.
Both DEGIRO and TMGM hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, TMGM provides negative balance protection, capping losses at your deposit amount. Also compare demo account availability and educational resources on each broker's site before deciding.
DEGIRO lists maximum leverage of 1:1, while TMGM lists up to 20:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
TMGM charges $7 per trade on commission-based accounts. Commission details for DEGIRO are not currently available. Check their website for up-to-date pricing. Stock commissions may be charged as a flat rate per trade or per share; confirm the exact structure on each broker's website.
DEGIRO supports DEGIRO Platform, while TMGM supports IRESS, MetaTrader 5, MetaTrader 4. DEGIRO has exclusive access to DEGIRO Platform. TMGM has exclusive access to IRESS and MetaTrader 5 and MetaTrader 4.
Neither DEGIRO nor TMGM is listed as offering commission-free trading in our data. Compare each broker's commission schedule directly, as fees vary by account type and the markets you trade.
DEGIRO supports dividend reinvestment for long-term investors.
TMGM offers advanced charting and DMA access, appealing to active traders.
DEGIRO is easier for beginners with no minimum deposit requirement.
DEGIRO wins for low cost trading due to flat-fee pricing across many exchanges.
| N/A |
| 0.7 pips |
| Inactivity fee | None | None |
|---|
| Deposit fee | Free | Free |
|---|
| Deposit methods | Bank transfer | Bank transferCredit cardDebit cardCrypto |
|---|
| Withdrawal methods | Bank transfer | Bank transferCredit cardCrypto |
|---|
| Withdrawal fee | Free | Free |
|---|
| Commission-free | No | No |
|---|
| Fractional shares | No | No |
|---|
| Dividend reinvestment | Yes | No |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | Yes |
|---|
| Regulators | BaFin AFM | ASIC VFSC |
|---|
| Platforms | DEGIRO Platform | IRESS MetaTrader 5 MetaTrader 4 |
|---|
| Active bonuses | 2 offers | None |
|---|
Dig deeper into each broker’s features, fees, and regulation.
Score 3.8 / 5
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