ACY Securitiesvs
XTBStock Broker Comparison
In this stock broker face-off, ACY Securities and XTB contend over regulation, platform depth, and access to global equities. The matchup highlights contrasting fee models and ownership structures.
Our Verdict
XTB winsby 0.5 pts
XTB is the overall winner based on the higher editorial score of 4.3 versus 3.6 for ACY Securities.
No commercial relationship. The verdict and scores are entirely editorial. No payment influences this comparison.
Key Differences
- 1XTB offers 24/5 live chat; ACY does not.
- 2ACY provides phone support; XTB does not.
- 3XTB offers fractional shares; ACY does not.
Who should choose ACY Securities vs XTB?
Find out which stock broker best suits your investing profile.
Choose ACY Securities if…
Choose ACY Securities if you value phone support and access to five exchanges.
Choose XTB if…
Choose XTB if you want 24/5 live chat, fractional shares, and commission-free stock trading.
Verdict by Trader Profile
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
Best for low cost trading
Recommended
XTB wins for low cost trading thanks to commission-free real stocks up to EUR 100K per month, unlike ACY's CFDs.
Best for safety & regulation
Recommended
ACY Securities vs XTB: Side-by-Side Stock Broker Comparison
 |  | |
|---|---|---|
| Editorial score | 3.6/ 5 | 4.1/ 5 |
| Min deposit | $50 | N/A |
| Spreads from | 0 pips | N/A |
| Commission / lot | $7/lot | N/A |
ACY Securities vs XTB Stock Broker Pros & Cons
Pros
- ASIC regulated with negative balance protection and segregated funds
- ECN execution on share CFDs with competitive pricing
- MT4/MT5 with full professional charting toolkit
Cons
- Limited share CFD selection vs dedicated stock brokers
- No real share ownership, CFDs only
ACY Securities vs XTB: Detailed Category Breakdown
A closer look at the specific criteria each broker meets or misses within each scoring category.
1
ACY Securities
criteria win
5
XTB
criteria wins
Highlighted rows show where the two brokers differ
| Criteria | ACY Securities | XTB |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Fail | Pass |
| Costs | ||
| Commission-free trading | Fail | Pass |
| No deposit fee | — | Pass |
| Features | ||
| Fractional shares | Fail | Pass |
| Dividend reinvestment (DRIP) | Fail | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Fail |
| Stock screener tool | Fail | Pass |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Pass |
| 24/5 live chat | Fail | Pass |
| Phone support | Pass | Pass |
ACY Securities vs XTB: Frequently Asked Questions
The scores are close: ACY Securities rates 3.6/5 and XTB rates 4.1/5. XTB has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
ACY Securities starts from 0. Current spread data is not available for XTB. Check both brokers' websites for up-to-date spread and commission pricing.
ACY Securities requires $50. Minimum deposit information is not currently available for XTB.
Both ACY Securities and XTB hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, both brokers provide negative balance protection. Also compare demo account availability and educational resources on each broker's site before deciding.
ACY Securities lists maximum leverage of 500:1, while XTB lists up to 1:5. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
ACY Securities charges $7 per trade on commission-based accounts. Commission details for XTB are not currently available. Check their website for up-to-date pricing. Stock commissions may be charged as a flat rate per trade or per share; confirm the exact structure on each broker's website.
ACY Securities supports MetaTrader 5, TradingView, MetaTrader 4, while XTB supports xStation 5. ACY Securities has exclusive access to MetaTrader 5 and TradingView and MetaTrader 4. XTB has exclusive access to xStation 5.
XTB offers commission-free stock trading while ACY Securities does not according to our data. Commission-free trading can reduce costs for frequent traders. Always confirm the current fee structure directly on each broker's website.
XTB scores higher on investor protection criteria, with compensation scheme coverage and segregated client funds. For stock investors, confirming compensation scheme coverage ensures your assets are protected up to a defined limit if the broker becomes insolvent.
