ActivTrades vs XM Stock Broker Comparison

A head-to-head comparison of ActivTrades and XM across regulation, commissions, platforms, and editorial scoring.

ActivTrades

Score 3.7 / 5

ActivTrades offers share CFDs on 600+ global stocks via ActivTrader and MT4 under FCA regulation with supplemental client fund insurance up to GBP 1,000,000 - a regulated European broker with above-standard fund protection for equity CFD traders.

Visit ActivTrades
VS

XM

Score 3.7 / 5

XM offers share CFDs on 1,200+ stocks across major global exchanges under CySEC, ASIC, and FSC regulation - one of the widest share CFD selections available among multi-asset regulated brokers.

Visit XM
Our Verdict
Too close to call

ActivTrades and XM are extremely closely matched with scores of 3.7/5 and 3.7/5. The right choice depends on your individual trading priorities.

Verdict by Trader Profile

Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.

Best for safety & regulation
It's a tie
Both equally suited

Both brokers show an equally strong safety profile across regulation, fund protection, and client safeguards.

Best for active traders
It's a tie
Both equally suited

Both brokers offer equivalent conditions for active trading across commissions, platforms, and charting tools.

Best for beginners
Recommended

Both brokers share the same editorial score of 3.7/5, but ActivTrades requires a lower minimum deposit ($0 vs $5 for XM), making it more accessible for new investors.

Best for low cost trading
Insufficient data
Data not yet available

Commission data is not yet available for this pair. Check each broker's pricing page to compare trading costs directly.

Best for long-term investors
Insufficient data
Data not yet available

Long-term investing feature data (fractional shares, dividend reinvestment, IPO access) is not yet available for this pair.

ActivTrades vs XM: Side-by-Side Stock Broker Comparison

Editorial score
3.7/ 5
3.7/ 5
Min depositNo minimum$5
Commission-free No No
Fractional shares No No
Dividend reinvestment No No
Extended hours No No
IPO access No No
Short selling Yes Yes
Regulators
FCA
CMVM
SCB
ASIC
CySEC
ASF
FSC
KNF
Platforms
MetaTrader 4
ActivTrader
MetaTrader 4
MetaTrader 5
Visit brokerVisit ActivTrades Visit XM

ActivTrades vs XM Stock Broker Pros & Cons

Pros
  • Supplemental private insurance up to GBP 1,000,000 per client - above FSCS standard limit
  • FCA regulated with ActivTrader volatility protection for equity CFD risk management
  • 600+ share CFDs across ActivTrader and MT4 with no minimum deposit
  • No commission on standard accounts; no inactivity fee
Cons
  • Stock range (600+) narrower than CMC, IG, or Saxo
  • Share CFDs only - no real ownership, ISA, SIPP, or dividend entitlement
  • Platform analytics below CMC Next Generation or xStation 5 for equity research
  • Less well-known outside Europe - limited Asian and US market coverage
Pros
  • 1,200+ share CFDs - one of the widest selections among multi-asset regulated brokers
  • CySEC and ASIC regulated with compensation fund coverage
  • Outstanding educational content and 24/7 multilingual support
Cons
  • Share CFDs only - no real stock ownership or ISA/SIPP wrapper
  • Spreads and commissions on standard accounts are higher than ECN alternatives
  • High leverage (1000:1) available only on offshore entity - not ASIC/CySEC clients

ActivTrades vs XM: Detailed Category Breakdown

A closer look at the specific criteria each broker meets or misses within each scoring category.

Highlighted rows show where the two brokers differ
CriteriaActivTradesXM
Trust & Regulation
Top-tier regulator (FCA, ASIC, SEC, etc.)
Pass
Pass
Segregated client funds
Pass
Pass
Negative balance protection
Pass
Pass
Compensation scheme (e.g. FSCS, SIPC)
Pass
Pass
Costs
Commission-free trading
Fail
Fail
Features
Fractional shares
Fail
Fail
Dividend reinvestment (DRIP)
Fail
Fail
Extended hours trading
Fail
Fail
IPO access
Fail
Fail
Short selling
Pass
Pass
Stock screener tool
Fail
Fail
Support
Mobile app
Pass
Pass
Advanced charting tools
Pass
Pass
24/5 live chat
Pass
Pass
Phone support
Pass
Pass

ActivTrades vs XM: Frequently Asked Questions

Personalised recommendation

Not sure which broker is right for you?

Answer 6 quick questions and we'll match you with the brokers that best fit your trading style, experience level, and country.

Find my broker