A head-to-head comparison of IG and XTB across regulation, trading costs, platforms, and editorial scoring.
IG invented spread betting in 1974 and remains the benchmark for experienced UK and European traders: unmatched market breadth, a genuinely excellent proprietary platform, and regulatory credibility that few brokers can match - at the cost of slightly higher charges than specialist ECN desks.
IG edges ahead with a score of 4.8/5 vs XTB's 4.5/5. A narrow margin, so review the breakdown below to see where each broker has a clear advantage.
Which broker wins for each type of trader, based on costs, safety, platforms, and editorial scoring.
IG offers tighter spreads from 0.6 pips vs 0.8 pips for XTB, reducing trading costs.
Both brokers show an equally strong safety profile across regulation, fund protection, and client safeguards.
IG offers more exclusive platform options: Proprietary Web/Mobile, TradingView, a proprietary platform.
IG edges out XTB with a higher editorial score (4.8/5 vs 4.5/5), indicating a stronger overall experience for new traders.
| Editorial score | 4.8/ 5 | 4.5/ 5 |
|---|---|---|
| Score Breakdown | ||
Trust & Regulation 40% weight | 5.0 / 5▲ | 4.8 / 5 |
Fees & Spreads 30% weight | 4.8 / 5▲ | 4.4 / 5 |
Platforms & Tools 20% weight | 5.0 / 5▲ | 4.8 / 5 |
Customer Support 10% weight | 4.5 / 5▲ | 4.2 / 5 |
| Founded | 1974 | 2002 |
| Headquarters | London, United Kingdom | Warsaw, Poland |
| Min deposit | No minimum | No minimum |
| Spreads from | 0.6 pips | 0.8 pips |
| Commission / lot | N/A | N/A |
| Max leverage | 30:1 | 500:1 |
| Withdrawal fee | Free | Free |
| Regulators | FCA ASIC DFSA CMVM BaFin Finansinspektionen Finanstilsynet FMA CBI KNF Finanstilsynet | FCA CySEC KNF |
| Platforms | MetaTrader 4 Proprietary Web/Mobile TradingView | MetaTrader 4 xStation 5 |
| Active bonuses | ||
| Visit broker | Visit IG | Visit XTB |
Pros
LSE-listed with FCA and ASIC regulation - among the most credible regulatory stacks in retail CFDs
19,000+ markets including weekend crypto, volatility indices, and EM pairs - genuine breadth, not a padded count
Proprietary platform with ProRealTime charts, Reuters news, and DMA equity routing built in
Spread betting available for UK clients - tax-free gains on the same account used for CFD trading
No minimum deposit and no deposit or withdrawal fee on standard methods
Client funds held in segregated accounts
Negative balance protection
Investor compensation scheme coverage
No deposit fees
MetaTrader 4 and MetaTrader 5 supported
Advanced charting tools included
Transparent pricing with clear cost disclosure
24/5 live chat support
Phone support available
Multilingual customer support
Pros
LSE- and WSE-listed with FCA, CySEC, and KNF regulation - exceptional corporate transparency
xStation 5 is one of the best proprietary platforms in retail forex
Zero-commission stock CFDs up to EUR 100,000/month
No minimum deposit on standard accounts
Client funds held in segregated accounts
Negative balance protection
Investor compensation scheme coverage
No deposit fees
MetaTrader 4 and MetaTrader 5 supported
Mobile trading app available
Advanced charting tools included
Transparent pricing with clear cost disclosure
24/5 live chat support
Phone support available
Multilingual customer support
Cons
Market maker on forex - not suitable for scalpers who need sub-0.1 pip raw ECN spreads
Inactivity fee of £12/month kicks in after 24 months with no trades
Onboarding verification is slower than smaller or offshore brokers
Customer support quality drops outside UK business hours
Cons
Market maker on forex - not suited for raw ECN scalpers
Product breadth narrower than IG or Saxo
Support quality varies outside European hours
No raw spread account option
Inactivity fee applies
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | IG | XTB |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, CFTC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS) | Pass | Pass |
| Fees & Spreads | ||
| Raw/ECN spreads available | Fail | Fail |
| No deposit fee | Pass | Pass |
| No inactivity fee | Fail | Fail |
| Transparent pricing page | Pass | Pass |
| Platforms & Tools | ||
| MT4/MT5 available | Pass | Pass |
| Proprietary platform | Pass | Pass |
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Pass |
| Customer Support | ||
| 24/5 live chat | Pass | Pass |
| Phone support | Pass | Pass |
| Multilingual support | Pass | Pass |
Based on our independent editorial scoring, IG ranks higher with a score of 4.8/5 vs 4.5/5 for XTB. The best choice still depends on your individual trading needs; IG and XTB may each suit different trader profiles.
IG offers tighter spreads starting from 0.6 pips, compared to XTB's spreads from 0.8 pips. Tighter spreads lower the cost per trade, particularly valuable for high-frequency and scalping strategies.
Neither IG nor XTB requires a minimum deposit, making both accessible regardless of starting capital.
Both IG and XTB hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Both are considered safe. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners: both brokers offer negative balance protection. Also weigh up educational resources and customer support quality before deciding.
IG offers maximum leverage of 30:1, while XTB offers up to 500:1. Available leverage varies by account type, instrument, and jurisdiction. Higher leverage amplifies both potential profits and losses. Always use appropriate risk management.
IG supports MetaTrader 4, Proprietary Web/Mobile, TradingView and XTB offers MetaTrader 4, xStation 5; both support MetaTrader 4; IG exclusively offers Proprietary Web/Mobile, TradingView; XTB exclusively offers xStation 5.
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