This comparison pits ACY Securities and XTB in regulation, platforms, and pricing. The tension centers on protections and how fees are delivered.
XTB leads on overall score due to stronger regulation, a premier proprietary platform, and investor compensation, compared with ACY Securities.
Find out which broker best suits your trader profile.
Choose ACY Securities if…
Choose ACY for raw ECN spreads and no inactivity fee.
Choose XTB if…
Choose XTB for investor compensation coverage and a proprietary platform.
Which broker wins for each type of trader, based on costs, safety, platforms, and editorial scoring.
ACY Securities offers tighter spreads from 0.00 pips vs 0.80 pips for XTB, reducing trading costs.
| Editorial score | 4.0/ 5 | 4.5/ 5 |
|---|---|---|
| Score Breakdown | ||
Trust & Regulation 40% weight | 4.3 / 5 | 4.8 / 5▲ |
Pros
2,200+ instruments including share CFDs and ETF CFDs
TradingView integration for browser-based chart execution
ASIC regulated with Tier 1 investor protections
Raw ECN spreads from 0.0 pips at $7 round-turn commission
Client funds held in segregated accounts
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | ACY Securities | XTB |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, CFTC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS) | Fail | Pass |
| Fees & Spreads | ||
| Raw/ECN spreads available | Pass | Fail |
| No deposit fee | Pass | Pass |
| No inactivity fee | Pass | Fail |
| Transparent pricing page | Pass | Pass |
| Platforms & Tools | ||
| MT4/MT5 available | Pass | Pass |
| Proprietary platform | Fail | Pass |
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Pass |
| Customer Support | ||
| 24/5 live chat | Pass | Pass |
| Phone support | Pass | Pass |
| Multilingual support | Pass | Pass |
XTB rates 4.5/5 versus 4/5 for ACY Securities. XTB edges ahead on our composite score, though both brokers meet a reasonable standard for most traders.
ACY Securities starts from 0 pips, tighter than XTB's 0.8 pips. Tighter spreads lower the cost per trade, which matters most for high-frequency and scalping strategies.
XTB has no minimum deposit, while ACY Securities requires at least $50. This makes XTB more accessible for traders with limited starting capital.
Both ACY Securities and XTB hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, two factors stand out: XTB has no minimum deposit, removing the capital barrier entirely, and both brokers provide negative balance protection. Also compare demo account availability and educational resources before deciding.
ACY Securities lists maximum leverage of 500:1, while XTB lists up to 500:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
ACY Securities charges $7 per lot on commission-based accounts. Commission details for XTB are not currently available. Check their website for up-to-date pricing.
ACY Securities supports MetaTrader 5, TradingView, MetaTrader 4, while XTB supports xStation 5, MetaTrader 4. Both provide MetaTrader 4. ACY Securities has exclusive access to MetaTrader 5 and TradingView. XTB has exclusive access to xStation 5.
XTB wins safety & regulation with FCA, CySEC and KNF oversight plus investor compensation.
XTB wins for active traders thanks to broader instrument variety and a strong platform.
ACY Securities is better suited for scalpers: raw/ECN spreads available, tighter spreads from 0.00 pips.
XTB wins platform choice with the proprietary xStation 5 and MT4/MT5 support.
XTB wins instrument variety with around 5,800 tradable instruments.
Fees & Spreads 30% weight | 4.3 / 5 | 4.4 / 5▲ |
|---|
Platforms & Tools 20% weight | 4.2 / 5 | 4.8 / 5▲ |
|---|
Customer Support 10% weight | 3.9 / 5 | 4.2 / 5▲ |
|---|
| Founded | 2011 | 2002 |
|---|
| Headquarters | Sydney, Australia | Warsaw, Poland |
|---|
| Min Deposit | $50 | No minimum▼ lower |
|---|
| Spreads From | 0 pips▼ lower | 0.8 pips |
|---|
| Commission / lot | $7/lot | N/A |
|---|
| 0.7 pips | N/A |
| Max Leverage | 500:1 | 500:1 |
|---|
| Inactivity Fee | None | €10/month (after 12 months) |
|---|
| Deposit Fee | Free | Free |
|---|
| Deposit methods | Bank transferCredit cardDebit cardCrypto | Bank transferCredit cardDebit cardSkrillNeteller |
|---|
| Withdrawal methods | Bank transferCredit cardCrypto | Bank transferCredit cardSkrillNeteller |
|---|
| Withdrawal Fee | Free | Free |
|---|
| Regulators | ASIC FSA Seychelles | FCA CySEC KNF |
|---|
| Platforms | MetaTrader 5 TradingView MetaTrader 4 | xStation 5 MetaTrader 4 |
|---|
| Active bonuses |
|---|
Negative balance protection
No deposit fees
No inactivity fee
MetaTrader 4 and MetaTrader 5 supported
Mobile trading app available
Advanced charting tools included
Transparent pricing with clear cost disclosure
24/5 live chat support
Phone support available
Multilingual customer support
Pros
LSE- and WSE-listed with FCA, CySEC, and KNF regulation, exceptional corporate transparency
xStation 5 is one of the best proprietary platforms in retail forex
Zero-commission stock CFDs up to EUR 100,000/month
No minimum deposit on standard accounts
Client funds held in segregated accounts
Negative balance protection
Investor compensation scheme coverage
No deposit fees
MetaTrader 4 and MetaTrader 5 supported
Mobile trading app available
Advanced charting tools included
Transparent pricing with clear cost disclosure
24/5 live chat support
Phone support available
Multilingual customer support
Cons
$200 minimum for ECN Ultra account
Less established brand than IC Markets or Pepperstone in Australia
Limited proprietary tools
No investor compensation scheme
No proprietary platform
Cons
Market maker on forex, not appropriate for raw ECN scalpers
Product breadth narrower than IG or Saxo
Support quality varies outside European hours
No raw spread account option
Inactivity fee applies
Dig deeper into each broker’s features, fees, and regulation.
Score 4 / 5
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