Capital.com and Gemini face off on regulation, asset scope, and Web3 capabilities. The tension lies between CFDs with broad regulation and a native, custody-first exchange.
Find out which crypto exchange best suits your trading profile.
Choose if…
Choose Capital.com if you want a CFD-only crypto offering with 200+ CFDs and AI-powered insights on a regulated platform.
Choose if…
Choose Gemini if you want a native exchange with Proof of Reserves audited by Deloitte and custody solutions.
Which exchange wins for each type of crypto trader, based on security, fees, coin selection, and editorial scoring.
| Criteria | ||
|---|---|---|
| Editorial score | 4.0/ 5 | 4.4/ 5 |
| Min Deposit | $20 | No minimum▼ lower |
| Spreads From | 0.6 pips | N/A |
| Taker Fee | N/A | 0.40% |
A closer look at the specific criteria each exchange meets or misses within each scoring category.
| Criteria | Capital.com | Gemini |
|---|---|---|
| Security | ||
| Cold storage for assets | Fail | Pass |
| Proof of reserves published | Fail | Pass |
| Segregated client funds | Pass | Pass |
| Top-tier regulator (FCA, ASIC, etc.) | Pass | Fail |
| Fees | ||
| No deposit fee | Pass | Pass |
| No inactivity fee | Pass | Pass |
| Transparent pricing page | Fail | Pass |
| Features | ||
| Staking available | Fail | Pass |
| DeFi integration | Fail | Fail |
| NFT trading | Fail | Fail |
| 500+ coins listed | Fail | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| 24/5 live chat | Pass | Fail |
| Phone support | Fail | Fail |
The scores are close: Capital.com rates 4/5 and Gemini rates 4.4/5. Gemini has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
Capital.com lists a spread from 0.6. Current spread data is not available for Gemini. Check both exchanges' full fee schedules, including maker/taker rates, for up-to-date pricing.
Gemini has no minimum deposit, while Capital.com requires at least $20. This makes Gemini more accessible for traders looking to start with a smaller crypto investment.
Capital.com holds top-tier regulation (CMA, MAS, CySEC), providing stronger investor protections. Gemini may be regulated but does not hold top-tier status in our data. Verify regulatory status on each regulator's public register before depositing funds.
For beginners, two factors stand out: Gemini has no minimum deposit, removing the capital barrier entirely, and Capital.com provides negative balance protection, capping losses at your deposit amount. Also compare demo account availability and educational resources before deciding.
Capital.com supports margin or futures trading with up to 2:1 leverage. Gemini appears to be spot-only based on our data; confirm current product availability on each exchange's website.
Gemini charges $0.4 per trade on commission-based accounts. Commission details for Capital.com are not currently available. Check their website for up-to-date pricing. Crypto fees are typically quoted as maker/taker rates rather than fixed per-trade commissions; check each exchange's fee schedule for volume-based discounts.
Capital.com supports Proprietary Web/Mobile, while Gemini supports Gemini ActiveTrader. Capital.com has exclusive access to Proprietary Web/Mobile. Gemini has exclusive access to Gemini ActiveTrader.
Gemini offers staking while Capital.com does not according to our data. Staking lets you earn passive yield on your crypto holdings directly through the exchange. Check Gemini's supported coins, lock-up terms, and estimated yields before committing.
Gemini wins for security due to Proof of Reserves, SOC 2 Type II, and NYDFS oversight.
Capital.com wins for low fees due to no commissions on any CFD instrument.
Gemini wins for beginners due to $0 minimum deposit and regulated custody.
Gemini offers staking and yield-earning options while Capital.com does not, making Gemini the better choice for holders who want to earn passive income on their crypto.
Equally matched for DeFi & Web3 features.
| N/A |
| N/A |
| Inactivity Fee | $10/month (after 3 months) | None |
|---|
| Deposit Fee | Free | Free |
|---|
| Deposit methods | Bank transferCredit cardDebit cardSkrillNetellerPayPalApple PayGoogle Pay | CryptoBank transferWire transferACHCredit cardDebit card |
|---|
| Withdrawal methods | Bank transferCredit cardSkrillNeteller | CryptoBank transferWire transferACH |
|---|
| Withdrawal Fee | Free | Network fee for crypto; free bank transfer |
|---|
| Regulators | CMA MAS CySEC FCA ASIC | FinCEN NYDFS FCA |
|---|
| Cold Storage | No | Yes |
|---|
| Proof of Reserves | No | Yes |
|---|
| Staking | No | Yes |
|---|
| DeFi Integration | No | No |
|---|
| NFT Trading | No | No |
|---|
| 500+ Coins | No | No |
|---|
| P2P Trading | No | No |
|---|
| Crypto Earn / Savings | No | No |
|---|
| Token Launchpad | No | No |
|---|
| Active bonuses | None | 2 offers |
|---|
Gemini edges Capital.com on editorial score with 4.4 vs 4.0. Its higher trust & regulation rating and Deloitte-attested reserves underpin the lead.
Dig deeper into each broker’s features, fees, and regulation.
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