This comparison pits BingX, a native crypto exchange with social trading, against XTB, a regulated CFD broker offering crypto CFDs. The tension centers on asset depth, regulation, and platform tooling.
Find out which crypto exchange best suits your trading profile.
Choose if…
Choose BingX if you want access to a native exchange with 700+ assets.
Choose if…
Choose XTB if you want regulated crypto CFDs with strong protections.
Which exchange wins for each type of crypto trader, based on security, fees, coin selection, and editorial scoring.
| Criteria | ||
|---|---|---|
| Editorial score | 3.9/ 5 | 4.2/ 5 |
| Min Deposit | No minimum | No minimum |
| Spreads From | N/A | 0.8 pips |
| Taker Fee | 0.10% | N/A |
A closer look at the specific criteria each exchange meets or misses within each scoring category.
| Criteria | BingX | XTB |
|---|---|---|
| Security | ||
| Cold storage for assets | Pass | Fail |
| Proof of reserves published | Pass | Fail |
| Segregated client funds | Fail | Pass |
| Top-tier regulator (FCA, ASIC, etc.) | Fail | Pass |
| Fees | ||
| No deposit fee | Pass | Pass |
| No inactivity fee | Pass | Fail |
| Transparent pricing page | Pass | Pass |
| Features | ||
| Staking available | Fail | Fail |
| DeFi integration | Fail | Fail |
| NFT trading | Fail | Fail |
| 500+ coins listed | Pass | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| 24/5 live chat | Pass | Pass |
| Phone support | Fail | Fail |
The scores are close: BingX rates 3.9/5 and XTB rates 4.2/5. XTB has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
XTB lists a spread from 0.8. Current spread data is not available for BingX. Check both exchanges' full fee schedules, including maker/taker rates, for up-to-date pricing.
Neither BingX nor XTB requires a minimum deposit, making both accessible regardless of starting capital.
XTB holds top-tier regulation (KNF, CySEC, FCA), providing stronger investor protections. BingX may be regulated but does not hold top-tier status in our data. Verify regulatory status on each regulator's public register before depositing funds.
For beginners, XTB provides negative balance protection, capping losses at your deposit amount. Also compare demo account availability and educational resources on each exchange's site before deciding.
BingX offers up to 150:1 on perpetual or margin products, versus XTB's 2:1 cap. Margin and futures trading carry higher risk than spot crypto; confirm product availability and jurisdiction-specific limits on each exchange's website.
BingX charges $0.1 per trade on commission-based accounts. Commission details for XTB are not currently available. Check their website for up-to-date pricing. Crypto fees are typically quoted as maker/taker rates rather than fixed per-trade commissions; check each exchange's fee schedule for volume-based discounts.
BingX supports Proprietary Web/Mobile, while XTB supports xStation 5, MetaTrader 4. BingX has exclusive access to Proprietary Web/Mobile. XTB has exclusive access to xStation 5 and MetaTrader 4.
BingX scores better on fee criteria (no deposit fee, no inactivity fee). Always check both exchanges' current fee schedules, as maker/taker rates and withdrawal fees vary and are subject to change.
BingX lists 500+ coins while XTB does not meet this threshold in our data. For traders who want access to many altcoins, BingX has the broader selection. Confirm specific coin availability for your region on each exchange's website.
XTB wins for security due to segregated funds, compensation scheme, and multiple regulators.
BingX wins for low fees with 0.02% maker and 0.05% taker futures fees.
Equally matched; neither offers DeFi access or Web3 features.
| N/A |
| N/A |
| Inactivity Fee | None | €10/month (after 12 months) |
|---|
| Deposit Fee | Free | Free |
|---|
| Deposit methods | CryptoBank transferCredit cardDebit card | Bank transferCredit cardDebit cardSkrillNeteller |
|---|
| Withdrawal methods | CryptoBank transfer | Bank transferCredit cardSkrillNeteller |
|---|
| Withdrawal Fee | Network fee only | Free |
|---|
| Regulators | VARA | KNF CySEC FCA |
|---|
| Cold Storage | Yes | No |
|---|
| Proof of Reserves | Yes | No |
|---|
| Staking | No | No |
|---|
| DeFi Integration | No | No |
|---|
| NFT Trading | No | No |
|---|
| 500+ Coins | Yes | No |
|---|
| P2P Trading | No | No |
|---|
| Crypto Earn / Savings | No | No |
|---|
| Token Launchpad | No | No |
|---|
| Active bonuses | 2 offers | None |
|---|
XTB edges BingX by 0.3 points in editorial score, reflecting a stronger regulatory footprint and platform maturity. This difference aligns with XTB's wider regulator set and client protections.
Dig deeper into each broker’s features, fees, and regulation.
Score 3.9 / 5
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