This matchup contrasts Fidelity's zero-expense index funds and commission-free trading with Skilling's CFD-focused equity platforms. The tension revolves around cost, access, and regulation.
Find out which stock broker best suits your investing profile.
Choose if…
Choose Fidelity if you want commission-free US stock trading and fractional shares.
Choose if…
Choose Skilling if you want CySEC regulation and access to 800+ share CFDs.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
| Editorial score | 4.6/ 5 | 3.7/ 5 |
|---|---|---|
| Min deposit | N/A | $50 |
| Spreads from | N/A | 0.7 pips |
| Commission / lot | N/A | N/A |
| Inactivity fee | None | $10/month (after 90 days) |
| Deposit fee | Free |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | Fidelity | Skilling |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Fail | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Fail | Pass |
| Costs | ||
| Commission-free trading | Pass | Fail |
| No deposit fee | Pass | — |
| Features | ||
| Fractional shares | Pass | Fail |
| Dividend reinvestment (DRIP) | Pass | Fail |
| Extended hours trading | Pass | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Pass |
| Stock screener tool | Pass | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Pass |
| 24/5 live chat | Pass | Fail |
| Phone support | Pass | Fail |
Fidelity rates 4.6/5 versus 3.7/5 for Skilling. Fidelity edges ahead on our composite score, though both brokers meet a reasonable standard for most traders.
Skilling starts from 0.7. Current spread data is not available for Fidelity. Check both brokers' websites for up-to-date spread and commission pricing.
Skilling requires $50. Minimum deposit information is not currently available for Fidelity.
Both Fidelity and Skilling hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, Skilling provides negative balance protection, capping losses at your deposit amount. Also compare demo account availability and educational resources on each broker's site before deciding.
Fidelity lists maximum leverage of 1:4, while Skilling lists up to 20:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
Fidelity supports Active Trader Pro, Proprietary Web/Mobile, while Skilling supports Skilling Trader, cTrader, MetaTrader 4. Fidelity has exclusive access to Active Trader Pro and Proprietary Web/Mobile. Skilling has exclusive access to Skilling Trader and cTrader and MetaTrader 4.
Fidelity offers commission-free stock trading while Skilling does not according to our data. Commission-free trading can reduce costs for frequent traders. Always confirm the current fee structure directly on each broker's website.
Skilling scores higher on investor protection criteria, with compensation scheme coverage and segregated client funds. For stock investors, confirming compensation scheme coverage ensures your assets are protected up to a defined limit if the broker becomes insolvent.
Fidelity wins for low cost trading with commission-free US stocks and funds.
Fidelity is best for safety due to SEC/FINRA oversight and Excess SIPC coverage up to $1 billion.
Fidelity wins for long-term investors with zero-expense index funds and no minimums.
Fidelity supports active traders with Active Trader Pro and robust research.
Fidelity leads beginners with no minimum investment and easy access to funds.
Skilling wins for global access via 800+ share CFDs across regions.
| Free |
| Deposit methods | Bank transferACHWire transferCheque | Bank transferCredit cardDebit cardSkrillNeteller |
|---|
| Withdrawal methods | Bank transferACHWire transferCheque | Bank transferCredit cardSkrillNeteller |
|---|
| Withdrawal fee | Free EFT; $10 wire transfer | Free |
|---|
| Commission-free | Yes | No |
|---|
| Fractional shares | Yes | No |
|---|
| Dividend reinvestment | Yes | No |
|---|
| Extended hours | Yes | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | Yes |
|---|
| Regulators | SEC FINRA | CySEC FSCA FCA |
|---|
| Platforms | Active Trader Pro Proprietary Web/Mobile | Skilling Trader cTrader MetaTrader 4 |
|---|
| Active bonuses | 2 offers | None |
|---|
Fidelity is the overall winner on editorial score, outperforming Skilling with a 4.6/5 versus 3.7/5.
Dig deeper into each broker’s features, fees, and regulation.
Score 3.7 / 5
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