ACY Securities and XM square off in a stocks-focused broker comparison, weighing exchange access, regulation, and trading tools to see which aligns with different investor needs.
ACY Securities and XM are closely matched; XM's broader exchange access is the clearest differentiator.
Find out which stock broker best suits your investing profile.
Choose ACY Securities if…
Choose ACY Securities if you want ECN execution on share CFDs and a low $50 minimum deposit.
Choose XM if…
Choose XM if you want access to 1,200+ share CFDs and 24/7 multilingual support.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
XM wins for safety & regulation due to broader regulator coverage and compensation scheme.
| Editorial score | 3.6/ 5 | 3.7/ 5 |
|---|---|---|
| Min deposit | $50 | $5▼ lower |
| Spreads from | 0 pips▼ lower | 0.6 pips |
| Commission / lot | $7/lot | N/A |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | ACY Securities | XM |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Pass |
| Compensation scheme (e.g. FSCS, SIPC) | Fail | Pass |
| Costs | ||
| Commission-free trading | Fail | Fail |
| Features | ||
| Fractional shares | Fail | Fail |
| Dividend reinvestment (DRIP) | Fail | Fail |
| Extended hours trading | Fail | Fail |
| IPO access | Fail | Fail |
| Short selling | Pass | Pass |
| Stock screener tool | Fail | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Pass |
| 24/5 live chat | Fail | Pass |
| Phone support | Pass | Pass |
The scores are close: ACY Securities rates 3.6/5 and XM rates 3.7/5. XM has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
ACY Securities lists tighter spreads from 0, compared with XM's 0.6. For stock trading, also factor in any per-trade or per-share commissions — spreads and commissions together determine the true cost per trade.
XM has $5, while ACY Securities requires at least $50. This makes XM more accessible for traders with limited starting capital.
Both ACY Securities and XM hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, two factors stand out: XM requires a lower minimum deposit ($5), lowering the barrier to entry, and both brokers provide negative balance protection. Also compare demo account availability and educational resources before deciding.
ACY Securities lists maximum leverage of 500:1, while XM lists up to 1000:1. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
ACY Securities charges $7 per trade on commission-based accounts. Commission details for XM are not currently available. Check their website for up-to-date pricing. Stock commissions may be charged as a flat rate per trade or per share; confirm the exact structure on each broker's website.
ACY Securities supports MetaTrader 5, TradingView, MetaTrader 4, while XM supports MetaTrader 5, MetaTrader 4. Both provide MetaTrader 5 and MetaTrader 4. ACY Securities has exclusive access to TradingView.
Neither ACY Securities nor XM is listed as offering commission-free trading in our data. Compare each broker's commission schedule directly, as fees vary by account type and the markets you trade.
XM scores higher on investor protection criteria, with compensation scheme coverage and segregated client funds. For stock investors, confirming compensation scheme coverage ensures your assets are protected up to a defined limit if the broker becomes insolvent.
ACY wins for active traders with ECN execution and professional charting tools.
XM wins for beginners thanks to 24/7 multilingual support and educational content.
XM wins for global market access with access to 10 exchanges.
XM wins for low cost trading thanks to a $5 min deposit and stronger fees score.
Equally matched for long-term investors, as neither offers fractional shares, DRIP, or IPO access.
| 0.7 pips |
| N/A |
| Inactivity fee | None | $5/month (after 90 days) |
|---|
| Deposit fee | Free | Free |
|---|
| Deposit methods | Bank transferCredit cardDebit cardCrypto | Bank transferCredit cardDebit cardSkrillNeteller |
|---|
| Withdrawal methods | Bank transferCredit cardCrypto | Bank transferCredit cardSkrillNeteller |
|---|
| Withdrawal fee | Free | Free for most methods |
|---|
| Commission-free | No | No |
|---|
| Fractional shares | No | No |
|---|
| Dividend reinvestment | No | No |
|---|
| Extended hours | No | No |
|---|
| IPO access | No | No |
|---|
| Short selling | Yes | Yes |
|---|
| Regulators | ASIC FSA Seychelles | ASIC CySEC ASF FSC KNF |
|---|
| Platforms | MetaTrader 5 TradingView MetaTrader 4 | MetaTrader 5 MetaTrader 4 |
|---|
Dig deeper into each broker’s features, fees, and regulation.
Score 3.6 / 5
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