ActivTrades and Charles Schwab face off on regulation, platforms, and market access, highlighting cost and international coverage as the decisive tensions.
Find out which stock broker best suits your investing profile.
Choose if…
Choose ActivTrades if you want access to 600+ share CFDs via ActivTrader and MT4, plus supplemental private insurance up to GBP 1,000,000.
Choose if…
Choose Charles Schwab if you want commission-free US stock and ETF trading, IPO access, and the thinkorswim platform.
Which broker wins for each type of stock trader, based on costs, safety, features, and editorial scoring.
| Editorial score | 3.7/ 5 | 4.6/ 5 |
|---|---|---|
| Min deposit | No minimum | N/A |
| Spreads from | 0.5 pips | N/A |
| Commission / lot | N/A | N/A |
| Inactivity fee | None | None |
| Deposit fee | Free |
A closer look at the specific criteria each broker meets or misses within each scoring category.
| Criteria | ActivTrades | Charles Schwab |
|---|---|---|
| Trust & Regulation | ||
| Top-tier regulator (FCA, ASIC, SEC, etc.) | Pass | Pass |
| Segregated client funds | Pass | Pass |
| Negative balance protection | Pass | Fail |
| Compensation scheme (e.g. FSCS, SIPC) | Pass | Fail |
| Costs | ||
| Commission-free trading | Fail | Pass |
| No deposit fee | — | Pass |
| Features | ||
| Fractional shares | Fail | Pass |
| Dividend reinvestment (DRIP) | Fail | Pass |
| Extended hours trading | Fail | Pass |
| IPO access | Fail | Pass |
| Short selling | Pass | Pass |
| Stock screener tool | Fail | Pass |
| Support | ||
| Mobile app | Pass | Pass |
| Advanced charting tools | Pass | Pass |
| 24/5 live chat | Pass | Pass |
| Phone support | Pass | Pass |
Charles Schwab rates 4.6/5 versus 3.7/5 for ActivTrades. Charles Schwab edges ahead on our composite score, though both brokers meet a reasonable standard for most traders.
ActivTrades starts from 0.5. Current spread data is not available for Charles Schwab. Check both brokers' websites for up-to-date spread and commission pricing.
ActivTrades requires no minimum deposit required. Minimum deposit information is not currently available for Charles Schwab.
Both ActivTrades and Charles Schwab hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each broker's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, ActivTrades provides negative balance protection, capping losses at your deposit amount. Also compare demo account availability and educational resources on each broker's site before deciding.
ActivTrades lists maximum leverage of 20:1, while Charles Schwab lists up to 1:4. Available leverage depends on your jurisdiction. EU retail clients under ESMA rules are capped at 1:30 on major forex pairs.
ActivTrades supports MetaTrader 4, ActivTrader, while Charles Schwab supports thinkorswim, Proprietary Web/Mobile. ActivTrades has exclusive access to MetaTrader 4 and ActivTrader. Charles Schwab has exclusive access to thinkorswim and Proprietary Web/Mobile.
Charles Schwab offers commission-free stock trading while ActivTrades does not according to our data. Commission-free trading can reduce costs for frequent traders. Always confirm the current fee structure directly on each broker's website.
ActivTrades scores higher on investor protection criteria, with compensation scheme coverage and segregated client funds. For stock investors, confirming compensation scheme coverage ensures your assets are protected up to a defined limit if the broker becomes insolvent.
Charles Schwab wins for low-cost trading due to commission-free US stock and ETFs.
Charles Schwab wins safety & regulation with SEC and FINRA oversight and large client assets.
Charles Schwab wins for long-term investing with fractional shares and dividend reinvestment.
Charles Schwab wins for active traders with thinkorswim and robust research tools.
Charles Schwab wins for beginners with no account minimum and accessible commission-free trades.
Charles Schwab wins for global market access with IPOs and broader exchange coverage.
| Free |
| Deposit methods | Bank transferCredit cardDebit cardPayPal | Bank transferACHWire transferCheque |
|---|
| Withdrawal methods | Bank transferCredit card | Bank transferACHWire transferCheque |
|---|
| Withdrawal fee | Free | Free ACH; $25 wire transfer |
|---|
| Commission-free | No | Yes |
|---|
| Fractional shares | No | Yes |
|---|
| Dividend reinvestment | No | Yes |
|---|
| Extended hours | No | Yes |
|---|
| IPO access | No | Yes |
|---|
| Short selling | Yes | Yes |
|---|
| Regulators | FCA SCB CMVM | SEC FINRA |
|---|
| Platforms | MetaTrader 4 ActivTrader | thinkorswim Proprietary Web/Mobile |
|---|
| Active bonuses | None | 2 offers |
|---|
Charles Schwab leads overall with a higher editorial score and a clear commission-free trading edge. ActivTrades remains solid on regulation and platforms but trails Schwab on cost and exchange coverage.
Dig deeper into each broker’s features, fees, and regulation.
Score 3.7 / 5
Personalised recommendation
Answer 6 quick questions and we’ll match you with the brokers that best fit your trading style, experience level, and country.
Find my broker