Is eToro regulated and safe for stocks trading?

Yes, eToro is regulated by multiple authorities, including the FCA, CySEC, and ASIC. The broker operates under a framework that includes a compensation scheme and segregated funds. It is regarded as a top-tier regulator.

What stocks/shares can I trade at eToro?

eToro offers real shares on thousands of US, UK, and European-listed stocks, alongside a growing ETF range. Fractional shares are available from $10, enabling access to high-priced stocks with a smaller budget.

What are the fees for stocks trading at eToro?

Real stock trading is commission-free. Since accounts are USD-denominated, non-US investors face FX conversion fees on deposits and withdrawals (0.5% per deposit and 0.5% per withdrawal). There is also a $5 withdrawal fee per transaction, and an inactivity fee after 12 months.

What platforms does eToro offer for stocks trading?

eToro uses a proprietary web and mobile trading platform. Stock trading is supported on both web and mobile interfaces.

What is the minimum deposit at eToro for stocks trading?

The minimum deposit to start trading stocks on eToro is $50. All accounts are USD-denominated, and deposits in GBP or EUR incur a 0.5% FX conversion fee.

eToro Avaliação 2026

Why eToro exists

eToro did not build a trading platform and then add social features as an afterthought, the social layer is the product. CopyTrader lets you mirror the open positions of any of thousands of Popular Investors automatically and in real time, sized proportionally to your available capital. For investors who want diversified equity exposure without building and managing a portfolio themselves, this is a legitimate and well-implemented alternative to active stock picking.

The Popular Investor programme is what makes this credible at scale. Investors who attract copiers earn income based on their Assets Under Copy, creating an incentive to maintain actual performance rather than just social reach. You can view a Popular Investor's full portfolio history, monthly returns, maximum drawdown, risk score, and asset allocation before committing capital. The transparency is genuine, even if the quality of individual Popular Investors varies considerably, due diligence before copying remains essential rather than optional.

Real shares, not CFDs, mostly

When you buy a stock on eToro without applying leverage, you receive genuine share ownership in the underlying equity. eToro purchases the shares on your behalf and holds them in a custodial nominee structure, you receive dividend payments, and the position reflects real market prices without spread markup on the asset itself. The broker uses CFDs only when clients apply leverage or for instruments not accessible as real shares in certain jurisdictions.

The distinction matters practically. Real share positions don't carry overnight financing charges (CFDs do), they receive dividends, and they don't expire. eToro offers real shares on thousands of US, UK, and European-listed stocks alongside a growing ETF range. Clients can buy fractional shares from $10, keeping even high-priced stocks like Amazon and Alphabet accessible on a modest budget.

Smart Portfolios: thematic investing without stock picking

Beyond CopyTrader, eToro offers Smart Portfolios, curated thematic investment baskets managed by eToro's team, covering areas including renewable energy, artificial intelligence and technology, dividend income, and commodities exposure. Allocations are periodically rebalanced. The minimum investment is typically $500 and varies by portfolio. For investors who want market exposure to a specific theme without selecting individual securities, Smart Portfolios are a practical option, though compositions and embedded costs vary and deserve scrutiny before investing.

The USD account problem

eToro accounts are denominated exclusively in USD. If you fund in GBP or EUR, you pay a 0.5% FX conversion fee on each deposit and a further 0.5% on each withdrawal. For a UK investor making regular monthly contributions, this friction compounds meaningfully over time and erodes the headline zero-commission advantage.

A £500 monthly contribution maintained over five years generates roughly £30 in conversion fees on deposits alone, before accounting for the withdrawal conversion on exit. This is not buried in small print; eToro discloses it clearly. But it is frequently overlooked by investors who compare only headline commission rates. Non-US investors should calculate the real annual cost of currency conversion before concluding the platform is genuinely zero-cost.

As of 2026, eToro does not offer a Stocks & Shares ISA or a SIPP. UK investors building tax-efficient portfolios need a separate provider for those wrappers. Trading 212 and Freetrade are better fits for commission-free ISA investing in the UK.

Fees, withdrawals, and minimums

Commission-free real stock trading and no annual account fee are genuine advantages. The $5 flat withdrawal fee applies to every transfer out of the platform, not material for large lump-sum withdrawals, but worth noting for investors who withdraw frequently or in small amounts. A $10 inactivity fee activates after 12 months without a login, catching occasional investors who leave a small portfolio dormant. The $50 minimum deposit is low enough to be effectively a non-barrier for most investors.

CopyTrader, web dashboard, and mobile app: eToro's platform

The eToro interface is deliberately accessible, built for investors without a trading background rather than those with one. The social feed integrates user commentary, market news, and real-time trade notifications from Popular Investors in a single stream. Charting is functional with a reasonable indicator set but does not approach the depth of Interactive Brokers or Saxo for technical analysis, and there is no integrated stock screener, earnings calendar, or analyst research beyond the social layer. The Invest account limits order types to market orders for most instruments; limit orders work for some instruments.

The mobile app replicates the web platform well and handles the most common operations, copying investors, monitoring positions, and managing the social feed, cleanly. The desktop platform is browser-based with no download required.

FCA, CySEC, and ASIC: shares in a segregated nominee structure

eToro is regulated by the FCA (UK), CySEC (EU), and ASIC (Australia), with UK clients covered by FSCS protection up to £85,000 on eligible investments. eToro holds real shares in a segregated nominee structure separate from its own balance sheet. The platform has operated under FCA regulation since 2013 and maintains a strong multi-jurisdictional compliance profile. We have no material safety concerns for investors using the FCA-regulated entity.

Where it falls short

Research tools are thin compared to Interactive Brokers or Saxo Bank, eToro's value proposition is the social layer, not analytical depth. Market depth covers major US, UK, and EU stocks well but thins for smaller-cap international names. The social feed generates noise, and the absence of an ISA and SIPP is a structural gap for UK investors with tax-efficient investing as their primary goal. Customer support operates primarily through a ticketing system, with response times during peak periods running slow.

Bottom line

eToro is the right platform for investors who want commission-free real stock exposure, are genuinely interested in following or copying other investors' strategies, and don't need advanced research tools or a UK tax wrapper. For cost-conscious UK investors who want an ISA or SIPP, Trading 212 or Freetrade are better-matched. For investors who prioritise research depth, global market access, and analytical tooling, Interactive Brokers or Saxo Bank are more appropriate choices.