This matchup pits Crypto.com, a native exchange with DeFi and NFT capabilities, against HFM, a regulated CFD broker with crypto CFDs. The tension centers on ownership, access, and feature depth.
Crypto.com and HFM are closely matched. Crypto.com provides native exchange access, DeFi integration, NFT trading, and proof of reserves, which HFM lacks.
Find out which crypto exchange best suits your trading profile.
Choose Crypto.com if…
Choose Crypto.com if you want a native exchange with DeFi access.
Choose HFM if…
Choose Crypto.com if you value NFT trading and 250 coins. Choose HFM if you want regulated crypto CFDs and copy trading via HFcopy. Choose HFM if you value negative balance protection and Islamic swap-free options.
Which exchange wins for each type of crypto trader, based on security, fees, coin selection, and editorial scoring.
Crypto.com wins for security due to proof of reserves, AAA security rating, and segregated client funds.
| Criteria | ||
|---|---|---|
| Editorial score | 4.1/ 5 | 3.9/ 5 |
| Min Deposit | No minimum | No minimum |
| Spreads From | N/A | 0 pips |
| Taker Fee | 0.20%▼ lower | 6.00% |
A closer look at the specific criteria each exchange meets or misses within each scoring category.
| Criteria | Crypto.com | HFM |
|---|---|---|
| Security | ||
| Cold storage for assets | Pass | Fail |
| Proof of reserves published | Pass | Fail |
| Segregated client funds | Pass | Pass |
| Top-tier regulator (FCA, ASIC, etc.) | Pass | Pass |
| Fees | ||
| No deposit fee | Pass | Pass |
| No inactivity fee | Pass | Pass |
| Transparent pricing page | Pass | Fail |
| Features | ||
| Staking available | Pass | Fail |
| DeFi integration | Pass | Fail |
| NFT trading | Pass | Fail |
| 500+ coins listed | Fail | Fail |
| Support | ||
| Mobile app | Pass | Pass |
| 24/5 live chat | Pass | Fail |
| Phone support | Fail | Pass |
The scores are close: Crypto.com rates 4.1/5 and HFM rates 3.9/5. Crypto.com has a marginal edge in our scoring, but the difference is small enough that your specific priorities — fees, platforms, or regulatory jurisdiction — should guide the final choice.
HFM lists a spread from 0. Current spread data is not available for Crypto.com. Check both exchanges' full fee schedules, including maker/taker rates, for up-to-date pricing.
Neither Crypto.com nor HFM requires a minimum deposit, making both accessible regardless of starting capital.
Both Crypto.com and HFM hold licences from top-tier regulators, indicating a high standard of regulatory oversight. Check each exchange's specific regulatory bodies to confirm coverage in your jurisdiction.
For beginners, HFM provides negative balance protection, capping losses at your deposit amount. Also compare demo account availability and educational resources on each exchange's site before deciding.
Crypto.com offers up to 10:1 on perpetual or margin products, versus HFM's 2:1 cap. Margin and futures trading carry higher risk than spot crypto; confirm product availability and jurisdiction-specific limits on each exchange's website.
Crypto.com charges $0.2 per trade, lower than HFM's $6 per trade. Lower commissions benefit active traders who execute many trades per day. Crypto fees are typically quoted as maker/taker rates rather than fixed per-trade commissions; check each exchange's fee schedule for volume-based discounts.
Crypto.com supports Proprietary Web/Mobile, while HFM supports MetaTrader 5, MetaTrader 4. Crypto.com has exclusive access to Proprietary Web/Mobile. HFM has exclusive access to MetaTrader 5 and MetaTrader 4.
Crypto.com offers staking while HFM does not according to our data. Staking lets you earn passive yield on your crypto holdings directly through the exchange. Check Crypto.com's supported coins, lock-up terms, and estimated yields before committing.
In our data: Crypto.com has DeFi integration; Crypto.com supports NFT trading. DeFi and NFT features vary between platforms. Check each exchange's current Web3 integrations and supported chains before making a decision.
Crypto.com wins for low fees due to transparent pricing and no deposit fees.
Crypto.com wins for coin selection with 250 coins listed.
Crypto.com wins for DeFi & Web3 with DeFi access and NFT trading.
Crypto.com wins for beginners due to a broad ecosystem, Visa card, and accessible app.
Crypto.com offers staking and yield-earning options while HFM does not, making Crypto.com the better choice for holders who want to earn passive income on their crypto.
| N/A |
| 0.6 pips |
| Inactivity Fee | None | None |
|---|
| Deposit Fee | Free (crypto/bank); card up to 2.99% | Free |
|---|
| Deposit methods | CryptoBank transferCredit cardDebit card | Bank transferCredit cardDebit cardSkrillNetellerFasaPay |
|---|
| Withdrawal methods | CryptoBank transferCredit cardDebit card | Bank transferCredit cardSkrillNetellerFasaPay |
|---|
| Withdrawal Fee | Network fee only | Free |
|---|
| Regulators | FCA MAS AUSTRAC VARA | FCA FSCA DFSA CySEC |
|---|
| Cold Storage | Yes | No |
|---|
| Proof of Reserves | Yes | No |
|---|
| Staking | Yes | No |
|---|
| DeFi Integration | Yes | No |
|---|
| NFT Trading | Yes | No |
|---|
| 500+ Coins | No | No |
|---|
| P2P Trading | No | No |
|---|
| Crypto Earn / Savings | Yes | No |
|---|
| Token Launchpad | No | No |
|---|
| Active bonuses | 2 offers | None |
|---|
Dig deeper into each broker’s features, fees, and regulation.
Score 3.9 / 5
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